I don't lend. Simple as that. If someone wants to borrow one of my games, movies, ect they have to be willing to trade something of equal value. I have been burnt in the past and it is very annoying. I lost half my anime collection at one point because I let a best friend borrow them for the weekend and turn around that Monday he picked up and moved to California boxing up my anime and taking it with him.

As for borrowing I work off the same principle. I won't borrow with out offering up something in exchange.

Now I only give people one shot.

For instance I let a guy borrow Silent Hill: Homecoming in exchange he let me borrow Heavy Rain. I ended up buying Heavy Rain for him (woot woot for trade in value, only spent $24). When I ended up getting the game back from him the game had smudges and gunk stuck to it.

He burnt his bridge by returning the game back to me like that and will no long be able to borrow games from me. I might sound like a douche but I spent good money on that item and to give it back in any worse shape then it was when I lent it is bad form. Given it was easy to clean up but he SHOULD OF DONE IT!