Lending and borrowing. Borrowing and lending.

The two most frustrating things in the world... well maybe just one of them <<;; Lending.

So I'm steamed, I leant 3 PS3 games to a fellow student here. Why? They bugged me for 5 weeks by knocking on my door at 1am and calling my phone all the time... so I caved. Now it is the last week and I'm trying to get them back... and no sign. In fact the guy has vanished off of the face of the earth. I am SO ANNOYED ;;.

Due to this experience and many others I hate to lend out my stuff... but I also don't want to be mean. I trust people to give things back, but when they don't I get so frustrated an all. Like when I borrow something I make sure that I give it back safely... some people are so inconsiderate.

So yes. What are your thoughts on lending and borrowing? Anyone else had/having any bad experiences?