So what are your opinions of this style of tattoo?
like meier mentioned, "if done right" they're fine. the problem is, is that there are so many out there that are tribal-esque/half assed. and it has nothing to do with the location its just a bad tat with a lack of creativity. if your going to get a tat, for the love of all that is mighty, put some thought into it. its going to be there for the rest of your life.
on a more positive note, ive seen some lower back tats that looked down right amazing.

Is it something you dig?
not so much.

Is it something you would get (if you are female and don't already have one)
absolutely not....it wouldn't fit who i am.