You know when you are tight when you really demand a penny for your thoughts.

So I pose the question fellow TFFers are you a tight arse with your moo la ie money for those who are slang illiterate.

Have there been instances where you know you could afford to lend some money but you didn't.

Yes I can honestly say I am a bit tight my self even before I had children, I went Christmas shopping once and decided to get it done early I don't think I left the shop with a gift for some one other then myself. Other times my mates have asked for money and I knew I could give it to them but I also knew I would never see it again but after a few drinks I am pretty lenient.