Bank of America is the Devil. I swear.

I had 2 student loan refund checks that I deposited via atm on a Friday (which also happened to be like.. Labor Day Weekend or Memorial Day weekend. Whatever). My receipt said the money would be posted the following Tuesday. Great! So I paid like 4 months worth of rent via electronic check and did some grocery shopping, paid the babysitter, etc - thinking that since my checks would be posted on Tuesday, the e-checks I'd written wouldn't go through 'till at least Wednesday or Thursday - maybe even Friday ('cuz you know. Shit like that takes time). Lo and Behold, my money not only wasn't posted until freaking -Friday-, they'd also processed the checks, rendering me $1500 in the hole after each over draft fee from grocery shopping, buying alcohol, etc. ($35 per transaction overdraft). I had to talk to like 5 reps and 10 supervisors to get them to refund my money and made them give me an extra $100 for causing me so much trouble.

Apparently there was a lawsuit going on against them over shit like that. Moral of the story: Avoid BoA. I'm convinced they're with the Illuminati.