Americans of TFF

[Joe]

haha, Rocky, i believe it took THREE cosigners for me to get my loan for my computer classes program. I have no credit, because I've never had an opportunity to build credit, so it was a nightmare, though once it's paid off, it'll be a boost on my Moms, grandma's , and grandpa's credit, not to mention mine.


And does anyone else find it odd that you can't make a big purchase, if you've never gone into debt before, then worked your way out of it? (hence how you build credit, in a sense)

[Walter Sobchak]

And does anyone else find it odd that you can't make a big purchase, if you've never gone into debt before, then worked your way out of it? (hence how you build credit, in a sense)

I never went into debt. I got my first credit card when I turned 18, and I used it to buy everything, and then paid it off in full each month. For two years, I continued to do this. I actually started to buy things for my family and having them give me cash so I could increase it that way. Now, my credit cards all have limits of at least 2500 dollars. It is nice.

But I started before this credit crisis, so it could be very different now.