Stop, Obama time.

[RagnaToad]

This is what will change with the healthcare reform (in short):

95% of all American citizens will have health insurance, instead of the 83% today. About 32 million Americans who don't have it now will have insurance in the future.

Most Americans will be obligated to have health insurance. Those who are able to afford it, but don't, can be fined (starting 2014).

No 'state healthcare system', like many left democrats wanted. From 2014, every state will have to have a sort of 'health insurance market' where people can compare and buy health insurance. People who don't make a lot of money will receive 'discounts'. Illegal immigrants however will not be able to buy health insurance through these 'markets'.

It should be less difficult for poorer people to get Medicaid. About 16 million more people should have Medicaid.

This seems like a very important change to me:
Insurance companies cannot refuse to help people anymore. They can't demand more money based on sex or physical condition. It will also be harder for insurance companies to end contracts when people become ill or handicapped.

Abortion will not be paid for by the state, unless the mother's life is in danger or the pregnancy is the result of incest or rape. (Although states can individually decide to pay for abortions through an additional insurance.)

That's about it.

[Andromeda]

You forgot to mention that government take over of the Student Loan business. From henceforth the government will be handling all Student Loans and so there will no longer be Private Student Loans available. On top of which the interest rates on Federal Student Loans will be increasing in order to pay into the Health Care bill.

I could get almost nothing for Federal Student Loan because the government deemed my parents to have made too much money, thus should be able to pay for it themselves, even though they would not have been able to pay for my college. Let alone for two children to go to college. I wouldn't have been able to go to college if I didn't have the Private Student Loans that paid for most of it.

What's going to happen to all of the businesses that no longer are able to give out Student Loans? I thought we were trying to get out of the recession and create jobs, not put more business out and cause employees to be fired.

Student Loans should not be included into a bill about Health Care. The two are unrelated subjects and only ended up being related because they need to find places to fund the trillion dollars for Health Care.

[RagnaToad]

Student Loans should not be included into a bill about Health Care.

I agree and frankly, I didn't know about this.

That little detail sucks for a lot of people (like yourself?), but maybe it was a necessity in order to achieve other things.

Don't know really. Every positive change has its flaws.

[Andromeda]

As far as I know so far I'm safe from the change because it is only for people trying to get new loans. So whenever I have children and they are ready for college I'll have to deal with this problem as will they. I'm really worried that if my parents who was single parent working and not making a lot of money (50k a year) had problems getting even a little support from the government. How much trouble will mine and other future children have to go because we only have one source?

Considering there are apparent a lot of mistakes that they suddenly realized about the bill. Like saying children are immediately covered, but finding out it is not until 2014 in reality. They are going around looking to actually amend the bill. So here's hoping they remove that part about the Student Loans, because that's going to be so unfair to children if the government is controlling the entire market.