Um, it is only a 0.5% transaction fee when you put gil in or take gil out. But as for the 3.5% interest every thirty days, I don't think it's working. I waited a whole thirty days, and no interest was given after I had the 2,500 gil needed to get it. Still nothing, I have over 5,000 gil now.
But yes, I do use it. I don't know why. I guess to make it look like I have gil while I spend all I can trying to get my 1st Place spots back from Rowan and Fate. I will get them back, you know.
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