I thought the story in XIII was pretty good. I never understood the criticism that game got. The story is very intriguing. Essentially God creates humans, and then creates creatures known as fal'Cie, in order to experiment with control and influence over humans. Limited by their nature, the fal'Cie choose humans to carry out missions for them, and those missions are pretty much a death sentence. If you don't complete your mission, you turn into a monster.
Then there's the whole thing about Fang and Vanille being weapons of Ragnarok, with the mission of destroying Cocoon. They end up doing that while at the same time, saving everybody on Cocoon, and saving Grand Pulse from being obliterated in the process. The story is confusing as shit, but if you can follow most of it, it's really cool by the end of the game.
The problems I had with XIII had nothing to do with either the characters or the story. I thought those two aspects of the game were well done.
I think the best plot in the series is VIII. It had interesting characters that were well developed, it had a mysterious time travel element, and there was even a part that took place in outer space. Time travel and outer space seals the deal. Those are two of the greatest story elements of all time. Also, you can fly a school.
The worst plots would have to be from the first two Final Fantasy games. They aren't bad games by any means, and their stories aren't very engrossing due to the era in video gaming that they were made, but era doesn't take away the fact that both have lackluster stories and characters. Final Fantasy III was also lackluster due to the same reasons, but it was an improvement from the previous two.
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