So I just started a new file on Final Fantasy VIII and I have some questions, if I may.

I have the three starting GF's. Quezocotl, Shiva, and Ifrit. I don't know exactly which abilities I should teach them though.

Quezacotl just learned the first tier of Refine T-Magic, and is now learning Boost. Though I'm apprehensive to teach him that over the Card ability.

For the three GF's in general, or any for that matter. What abilities should I teach them immediately? Everyone's opinions are greatly accepted. Keep in mind though, I am not level grinding. I'm trying to stay at the lowest level possible - as I'm aware enemies level with me. So in a way, I feel like I need to learn certain abilities for my GF's very sparingly. I have not taken the SeeD exam at Dollet yet, but am currently on my way to change into my uniform and assemble in the lobby. Should I hold off on this and head back into the field to gain AP on the beach just South of the garden?

The abilities I feel like I need are definitely the Card ability, as I know I can refine cards into magic if I'm not mistaken? Now once I have the Card ability, can I immediately turn enemies into cards and then refine? Or is that a whole other ability? Also.. Quezocotl is the only GF that can learn the Card ability, correct?